Overview

Your Current Policies

Long term implications

• Are spending and investment policies out of balance?
• What spending levels can be expected under the current policies?
• How volatile could spending be over the short and long term?
• Is generational equity being achieved?

Risks

• Chance of decreased spending
• Chance of decreased principal

Restricted asset pools

• Create asset pools with their own asset allocation, spending policy, or gifts

What If

Spending policy changes

• Effect of drawdown
• Donor restrictions
• Minimum payouts
• Under water restrictions
• Yale/Stanford Rules
• Ad hoc spending
• Custom rule

Investment policy changes

• Select candidate portfolios from an efficient frontier

Gifts change

The Result

Compare Policies

• See effect of policies side by side
• Define risks according to your unique circumstances and measure it
• Identify policy changes that improve risk profiles

Share, Inform, Act

• Work transparently, unlocking assumptions, calculations, and methodologies from their “black box”
• Share the analysis easily with others, including Excel and PowerPoint
• Drive spending discussions with data, rather than politics
• Make informed decisions